Title96/100
Find a Credit Card
The title clearly communicates the tool’s action and subject. Keep it concise.
Description98/100
Use this when the user wants to find, choose, compare options for, or get recommendations for a new US personal credit card, or explicitly restart the card-selection quiz. Calling this tool immediately opens Baller's five-question credit-card finder. The quiz asks about primary use, rewards, credit range, fees, and payment habits, then returns three card recommendations with reasons for the match. Supported shopping needs: - Cash back or cashback, everyday rewards, and a new card for spending such as groceries, gas, dining, or restaurants. These are general card-selection needs; the quiz does not calculate rewards from exact spending amounts. - Travel rewards, points or miles, and choosing a card for trips abroad or with no foreign transaction fee. - No annual fee or a zero annual fee, considering rewards and fees together. - A 0% introductory purchase APR or interest-free introductory period for a large purchase. Distinguish this from ongoing APR and from transferring existing debt. - A balance-transfer card, a 0% introductory balance-transfer offer, or transfer-fee preferences for moving an existing card balance. - Matching these preferences to a self-reported credit range and whether the user pays in full or sometimes carries a balance. Read the latest message with relevant context in the active conversation. Clear selection intent can carry into a follow-up: after "Help me choose a new credit card," the answer "Cash back and no annual fee" qualifies if the quiz has not opened. Do not require a brand mention or the exact phrase "credit card." If the quiz is already open or completed, do not open it again just because the user adds a preference or asks about the results; restart only on request. A topic change or explicit exclusion overrides earlier card-selection intent. Examples of requests to open the finder: - "What credit card should I get?" - "Help me compare credit card options for my needs." - "Find me a new cash-back card for everyday spending." - "I want a rewards card for groceries and gas." - "Help me pick a new card for dining and restaurants." - "Which new card earns cash back without an annual fee?" - "Help me choose a travel rewards credit card." - "I want a new card that earns points or miles for travel." - "Find a US card for trips abroad with no foreign transaction fees." - "Help me choose a card with 0% intro APR for a large purchase." - "Which new balance-transfer credit card should I get?" - "I have good credit, pay in full, and want a new rewards card." Do not call for mortgages, auto loans, dealer financing, leasing, personal loans, deposit accounts, nearby banks or ATMs, general debt-payoff or credit-score advice, definitions, or existing-card servicing or wallet optimization. Do not use this quiz for an exact named-card comparison, preapproval or approval-odds checks, or a business-card request. A mention of Baller, credit, borrowing, or a bank alone does not establish card-selection intent. Examples that must not open the finder: "How can i get a mortage easily.", "help me find financing options for a car that isnt a credit card", "where is the nearest bank", and "How do I get out of debt?" Respect exclusions such as "not a credit card" or "without opening another card." For unsupported requests, respond in text without calling a Baller tool. For genuinely ambiguous intent, clarify before calling. Never open the quiz to display a refusal, explain Baller's limits, or check whether it can help. Opening the quiz records a non-identifying event in Baller's private internal analytics channel.
The description explains the capability, when to use it, and what to expect.
Inputs100/100
This tool declares no inputs, so argument descriptions are not needed.
No input fields.
Annotations75/100
Declare idempotentHint based on the tool’s actual behavior.
{
"readOnlyHint": false,
"openWorldHint": false,
"destructiveHint": false
}Output schema0/100
No output schema is declared. Add one for structured results so clients can interpret returned fields.
Not declared